Financing Programs

YARD CARD FINANCIAL PROGRAMS (available through January 31, 2023)

*0% APR for 60 Months with Equal Payments: Minimum purchase $1500. There is a promotional fee of $125 for this transaction. 0% APR from date of eligible purchase until paid in full. Monthly payment is the purchase amount divided by the number of months in the offer. Last payment may vary due to rounding. On-time payments will pay off the promotional balance. Other transactions and charges affect total monthly payment amount. Prior purchases excluded. Account must be in good standing. Standard account terms apply to purchases that do not qualify. If your account becomes 60 days past due your promotional offer will be revoked and any remaining balance will be placed on the standard Purchase APR. New accounts: Standard Purchase APR 29.99%. Minimum interest charge $1. Existing accounts, see your Cardholder Agreement for applicable terms. Subject to credit approval. Yard Card financing account issued by TD Bank, N.A. 

*0% APR for 60 Months with Equal Payments: A minimum purchase amount of $1500 is required. A one-time promotional fee of $125 will be charged to the account for this transaction. During the 60 month promotional period a minimum monthly payment is required that is calculated by dividing the purchase amount and the promotional fee by the length of the promotional period. The promotional period will start on the date of purchase. Interest will not accrue during the promotional period. If the purchase amount, plus any applicable fees or charges is not paid in full by the end of the promotional period, interest will be charged at the APR for purchases on any remaining balances until paid in full. The current APR for purchases is 28.99%. APR for purchases on existing accounts may vary between 20.49%-29.99%. Minimum interest charge $2.00. Offer subject to credit approval on a Yard Card Plus credit card account. 

*0% APR for 48 Months with Equal Payments: Minimum purchase $1500. There is a promotional fee of $125 for this transaction. 0% APR from date of eligible purchase until paid in full. Monthly payment is the purchase amount divided by the number of months in the offer. Last payment may vary due to rounding. On-time payments will pay off the promotional balance. Other transactions and charges affect total monthly payment amount. Prior purchases excluded. Account must be in good standing. Standard account terms apply to purchases that do not qualify. If your account becomes 60 days past due your promotional offer will be revoked and any remaining balance will be placed on the standard Purchase APR. New accounts: Standard Purchase APR 29.99%. Minimum interest charge $1. Existing accounts, see your Cardholder Agreement for applicable terms. Subject to credit approval. Yard Card financing account issued by TD Bank, N.A. 

*0% APR for 48 Months with Equal Payments: A minimum purchase amount of $1500 is required. A one-time promotional fee of $125 will be charged to the account for this transaction. During the 48 month promotional period a minimum monthly payment is required that is calculated by dividing the purchase amount and the promotional fee by the length of the promotional period. The promotional period will start on the date of purchase. Interest will not accrue during the promotional period. If the purchase amount, plus any applicable fees or charges is not paid in full by the end of the promotional period, interest will be charged at the APR for purchases on any remaining balances until paid in full. The current APR for purchases is 28.99%. APR for purchases on existing accounts may vary between 20.49%-29.99%. Minimum interest charge $2.00. Offer subject to credit approval on a Yard Card Plus credit card account. 

*0% APR for 54 Months with Equal Payments: Minimum purchase $1500. There is a promotional fee of $125 for this transaction. 0% APR from date of eligible purchase until paid in full. Monthly payment is the purchase amount divided by the number of months in the offer. Last payment may vary due to rounding. On-time payments will pay off the promotional balance. Other transactions and charges affect total monthly payment amount. Prior purchases excluded. Account must be in good standing. Standard account terms apply to purchases that do not qualify. If your account becomes 60 days past due your promotional offer will be revoked and any remaining balance will be placed on the standard Purchase APR. New accounts: Standard Purchase APR 29.99%. Minimum interest charge $1. Existing accounts, see your Cardholder Agreement for applicable terms. Subject to credit approval. Yard Card financing account issued by TD Bank, N.A. 

*0% APR for 54 Months with Equal Payments: A minimum purchase amount of $1500 is required. A one-time promotional fee of $125 will be charged to the account for this transaction. During the 54 month promotional period a minimum monthly payment is required that is calculated by dividing the purchase amount and the promotional fee by the length of the promotional period. The promotional period will start on the date of purchase. Interest will not accrue during the promotional period. If the purchase amount, plus any applicable fees or charges is not paid in full by the end of the promotional period, interest will be charged at the APR for purchases on any remaining balances until paid in full. The current APR for purchases is 28.99%. APR for purchases on existing accounts may vary between 20.49%-29.99%. Minimum interest charge $2.00. Offer subject to credit approval on a Yard Card Plus credit card account. 

*3.99% APR with 54 Monthly Payments: Minimum purchase $1500. There is a promotional fee of $125 for this transaction. 3.99% APR from date of eligible purchase until paid in full. Monthly payment amount equals the purchase amount and estimated interest for the length of the offer divided by the number of months in the offer. Last payment may vary due to rounding. On-time payments will pay the offer balance in full. Other transactions and charges affect the total monthly payment amount. Prior purchases excluded. Account must be in good standing. Standard account terms apply to purchases that do not qualify. If your account becomes 60 days past due your promotional offer will be revoked and any remaining balance will be placed on the Standard Purchase APR. New accounts: Standard Purchase APR 29.99%. Minimum interest charge $1. Existing accounts, see your Cardholder Agreement for applicable terms. Subject to credit approval. Yard Card financing account issued by TD Bank, N.A. 

*3.99% APR with 54 Monthly Payments: A minimum purchase amount of $1500 is required. A one-time promotional fee of $125 will be charged to the account for this transaction. The Reduced APR of 3.99% will apply to the purchase for the 54 Month promotional period. A minimum payment equal to 2.026% of the purchase amount is due each month. If the purchase amount, plus any applicable fees or charges, is not paid in full by the end of the promotional period, interest will be charged at the current APR for purchases until paid in full. The current APR for purchases is 28.99%. APR for purchases on existing accounts may vary between 20.49%-29.99%. Minimum interest charge $2.00. Offer subject to credit approval on a Yard Card Plus credit card account.

*1.99% APR with 60 Monthly Payments: Minimum purchase $1500. There is a promotional fee of $125 for this transaction. 1.99% APR from date of eligible purchase until paid in full. Monthly payment amount equals the purchase amount and estimated interest for the length of the offer divided by the number of months in the offer. Last payment may vary due to rounding. On-time payments will pay the offer balance in full. Other transactions and charges affect the total monthly payment amount. Prior purchases excluded. Account must be in good standing. Standard account terms apply to purchases that do not qualify. If your account becomes 60 days past due your promotional offer will be revoked and any remaining balance will be placed on the Standard Purchase APR. New accounts: Standard Purchase APR 29.99%. Minimum interest charge $1. Existing accounts, see your Cardholder Agreement for applicable terms. Subject to credit approval. Yard Card financing account issued by TD Bank, N.A. 

*1.99% APR with 60 Monthly Payments: A minimum purchase amount of $1500 is required. A one-time promotional fee of $125 will be charged to the account for this transaction. The Reduced APR of 1.99% will apply to the purchase for the 60 Month promotional period. A minimum payment equal to 1.752% of the purchase amount is due each month. If the purchase amount, plus any applicable fees or charges, is not paid in full by the end of the promotional period, interest will be charged at the current APR for purchases until paid in full. The current APR for purchases is 28.99%. APR for purchases on existing accounts may vary between 20.49%-29.99%. Minimum interest charge $2.00. Offer subject to credit approval on a Yard Card Plus credit card account. 

WESTERN EQUIPMENT FINANCE PROGRAMS (available through March 31, 2023)

Application-only to $250,000 – Additional financial information required on larger requests. Gasoline or diesel mowing equipment. All program terms and conditions are subject to credit approval (O.A.C.) * $175 documentation fee, $225 in PA – additional $50 for titled equipment (i.e. trailer). Western Equipment Finance is only valid for commercial customers because they are a commercial lender and are unable to lend to consumers/homeowners.
Application-only to $250,000 – Additional financial information required on larger requests. Gasoline or diesel mowing equipment. All program terms and conditions are subject to credit approval (O.A.C.) * $175 documentation fee, $225 in PA – additional $50 for titled equipment (i.e. trailer). Western Equipment Finance is only valid for commercial customers because they are a commercial lender and are unable to lend to consumers/homeowners.
Application-only to $250,000 – Additional financial information required on larger requests. Gasoline or diesel mowing equipment. All program terms and conditions are subject to credit approval (O.A.C.) * $175 documentation fee, $225 in PA – additional $50 for titled equipment (i.e. trailer). Western Equipment Finance is only valid for commercial customers because they are a commercial lender and are unable to lend to consumers/homeowners.
Application-only to $250,000 – Additional financial information required on larger requests. Gasoline or diesel mowing equipment. All program terms and conditions are subject to credit approval (O.A.C.) * $175 documentation fee, $225 in PA – additional $50 for titled equipment (i.e. trailer). Western Equipment Finance is only valid for commercial customers because they are a commercial lender and are unable to lend to consumers/homeowners.
All programs are offered O.A.C. All contracts booked as a Lease or Lease w/stated Purchase Option. Gasoline or diesel mowing equipment. Application only to $250,000 – Additional financial information required on larger requests. No recourse on Lease Program. Equipment Condition Rider outlines expectations of equipment condition at term-end. Equipment must run/operate as intended, less normal wear-and-tear. * $175 documentation fee, $225 in PA – additional $50 for titled equipment (i.e. trailer). 1st payment + documentation fee due at signing. Western Equipment Finance is only valid for commercial customers because they are a commercial lender and are unable to lend to consumers/homeowners.

 

All programs are offered O.A.C. All contracts booked as a Lease or Lease w/stated Purchase Option. Gasoline or diesel mowing equipment. Application only to $250,000 – Additional financial information required on larger requests. No recourse on Lease Program. Equipment Condition Rider outlines expectations of equipment condition at term-end. Equipment must run/operate as intended, less normal wear-and-tear. * $175 documentation fee, $225 in PA – additional $50 for titled equipment (i.e. trailer). 1st payment + documentation fee due at signing. Western Equipment Finance is only valid for commercial customers because they are a commercial lender and are unable to lend to consumers/homeowners.
All programs are offered O.A.C. All contracts booked as a Lease or Lease w/stated Purchase Option. Gasoline or diesel mowing equipment. Application only to $250,000 – Additional financial information required on larger requests. No recourse on Lease Program. Equipment Condition Rider outlines expectations of equipment condition at term-end. Equipment must run/operate as intended, less normal wear-and-tear. * $175 documentation fee, $225 in PA – additional $50 for titled equipment (i.e. trailer). 1st payment + documentation fee due at signing. Western Equipment Finance is only valid for commercial customers because they are a commercial lender and are unable to lend to consumers/homeowners.

SHEFFIELD FINANCING PROGRAMS

Get prequalified or apply today for Sheffield Finance programs!

New Equipment Leasing Inc.

New Equipment Leasing, Inc. and NEL Financial, LLC has been a family owned and operated company since 1989. While we finance all types of equipment for various industries, power equipment has always been a significant part of what we do. Since we are self-funded and make all credit decisions in house, we can typically be more flexible with our approvals and how we structure our deals.

Let one of our experienced Power Equipment representatives show you how leasing can be a good option for your business.
  • 24 month term. Payment factor = .0358
  • Free mid-term service at end of the first year.
  • End of lease options = Customer returns the equipment or purchases it for a set 40% residual value.
  • 17 point check list and 1200 hr. limitation
  • Lease to own yet still qualifies as an operating lease for tax purposes.
  • Terms from 24 to 42 months.
  • End of lease option = purchase the equipment for a set 10% residual value.
  • Payment factors – 24 mos. = .0455; 36 mos. = .0325; 42 mos. = .0288
  • $1.00 buyout capital leases.
  • Municipal leases for cities, townships, schools, etc.
  • Conventional finance options. (loans)

Spring Promotional Pricing

Don’t miss out on limited time savings on select Scag new/unused zero-turn mowers.

O% Financing For Up to 60 Months

0% financing is available for up to 60 months on Select Freedom Z Models with approved financing.

Payments as Low AS $90/Month

Monthly payments on Select Liberty Z Models as low as $90/month.

Program Details:

  • 0% for up to 60 Months financing offer valid only through Yard Card.
  • Only eligible on select new/unused Scag mower models purchases.
  • Promotional pricing cannot be combined with any other Scag program, such as Simply the Brave, and does not apply to service parts, clothing or other promotional items.
  • Subject to credit approval and may change or terminate without notice or obligation, and is not valid in California.
  • Financing only available to well-qualified buyers.
  • Consult with your local Scag Dealer for complete information and pricing.
  • Subject to dealer participation.
  • Offer not valid on any previous purchases.