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Scag Retail Financing Programs

  Sheffield Financial

For well qualified buyers!

Do you want to make money with your Scag mower before you have to pay for it? You can mow for months without a single payment. Scag Power Equipment and Sheffield Financial offer a number of special retail finance programs* throughout the year that can greatly improve your profitability and cash flow. Once the complete application is received, a credit decision is usually made within 15 minutes.

- Sheffield Financial on-line credit application.
- Sheffield Financial printable credit application. (pdf file)
Programs
Programs

AVAILABLE SHEFFIELD FINANCING PROGRAMS (through September 30, 2014)
0% for 48 Months 0% for 48 Months: CONSUMER OR BUSINESS USE. The above financing programs are offered by Sheffield Financial, a Division of Branch Banking and Trust Company, Member FDIC.  Subject to credit approval.  Approval, and any rates and terms provided, are based on credit worthiness.  Other financing offers are available.  See your local dealer for details. Rate advertised is based on minimum bureau risk score of 700 and debt to income ratio of 45% or less.  Minimum Amount Financed $1,500; Maximum Amount Financed $50,000.  Other qualifications and restrictions may apply.  For consumer customers, an origination fee of $50* will be added to the amount financed in the above example.  Financing promotions void where prohibited.  Offer effective on all new and unused Scag  equipment purchased from a participating Scag dealer through September 30th, 2014.  Offer subject to change without notice.  [“E” means estimate.] *For commercial customers, the origination fee is $150.
0% for 42 Months 0% for 42 Months: CONSUMER OR BUSINESS USE. The above financing programs are offered by Sheffield Financial, a Division of Branch Banking and Trust Company, Member FDIC.  Subject to credit approval.  Approval, and any rates and terms provided, are based on credit worthiness.  Other financing offers are available.  See your local dealer for details. Rate advertised is based on minimum bureau risk score of 700 and debt to income ratio of 45% or less.  Minimum Amount Financed $1,500; Maximum Amount Financed $50,000.  Other qualifications and restrictions may apply.  For consumer customers, an origination fee of $50* will be added to the amount financed in the above example.  Financing promotions void where prohibited.  Offer effective on all new and unused Scag  equipment purchased from a participating Scag dealer through September 30th, 2014.  Offer subject to change without notice.  [“E” means estimate.] *For commercial customers, the origination fee is $150.
0% for 36 Months 0% for 36 Months: CONSUMER OR BUSINESS USE. The above financing programs are offered by Sheffield Financial, a Division of Branch Banking and Trust Company, Member FDIC.  Subject to credit approval.  Approval, and any rates and terms provided, are based on credit worthiness.  Other financing offers are available.  See your local dealer for details. Rate advertised is based on minimum bureau risk score of 660 and debt to income ratio of 45% or less.  Minimum Amount Financed $1,500; Maximum Amount Financed $50,000.  Other qualifications and restrictions may apply.  For consumer customers, an origination fee of $50* will be added to the amount financed in the above example.  Financing promotions void where prohibited.  Offer effective on all new and unused Scag  equipment purchased from a participating Scag dealer through September 30th, 2014.  Offer subject to change without notice.  [“E” means estimate.] *For commercial customers, the origination fee is $150.
6 Months No Interest / With Payment / Followed by 3.99% for 36 Months
1.99% for 48 Months --
No Interest until 4/1/15 and No Payment until 5/1/15 for commercial customers
1.99% for 48 Months: CONSUMER OR BUSINESS USE. The above financing programs are offered by Sheffield Financial, a Division of Branch Banking and Trust Company, Member FDIC.  Subject to credit approval.  Approval, and any rates and terms provided, are based on credit worthiness.  Other financing offers are available.  See your local dealer for details. Rate advertised is based on minimum bureau risk score of 700 and debt to income ratio of 45% or less.  Minimum Amount Financed $1,500; Maximum Amount Financed $50,000.  Other qualifications and restrictions may apply.  Interest begins immediately. First payment due 35 days from date of closing. For consumer customers, an origination fee of $50* will be added to the amount financed in the above example.  Financing promotions void where prohibited.  Offer effective on all new and unused Scag  equipment purchased from a participating Scag dealer through September 30th, 2014.  Offer subject to change without notice.  [“E” means estimate.] *For commercial customers, the origination fee is $150. Commercial customers will be offered No Interest until 4/1/15 and No Payments until 5/1/15.

See your Scag dealer for details and actual payment schedules. The payment amount and interest rate may vary based on credit worthiness of applicant. A documentation fee of $50 to $150 will apply. See dealer for details.

   Yard Card
Yard CardFill out an Application
Click here for the Yard Card Consumer Credit Application (pdf)
Click here for the Yard Card Commercial Credit Application (pdf)


AVAILABLE YARD CARD FINANCING PROGRAMS (through September 30, 2014)
0% APR for 54 Months: A minimum purchase amount of $1,500 is required. During the 54 month promotional offer period the minimum monthly payment is calculated by dividing the Purchase amount by the length of the promotional period. Interest will not accure during the promotional period. If the purchase amount, plus any applicable fees or charges, is not paid in full by the end of the promotional period, interest will be charged at the current APR for purchases until paid in full. The current APR for purchases is variable 28.99%. APR for purchases on existing accounts may vary between 22.99-28.99%. If any required minimum payment is 60 days past due, the Penalty APR, currently variable 29.99% will apply to remaining balances. The Penalty APR for existing accounts may vary between 28.99-29.99%. Minimum interest charge $2.00. A one-time promotional fee of $125 will be applied to the account for this transaction. Offer subject to credit approval on a Yard Card or Yard Card Plus credit card account.
0% APR for 48 Months: A minimum purchase amount of $1,500 is required. During the 48 month promotional offer period the minimum monthly payment is calculated by dividing the Purchase amount by the length of the promotional period. Interest will not accure during the promotional period. If the purchase amount, plus any applicable fees or charges, is not paid in full by the end of the promotional period, interest will be charged at the current APR for purchases until paid in full. The current APR for purchases is variable 28.99%. APR for purchases on existing accounts may vary between 22.99-28.99%. If any required minimum payment is 60 days past due, the Penalty APR, currently variable 29.99% will apply to remaining balances. The Penalty APR for existing accounts may vary between 28.99-29.99%. Minimum interest charge $2.00. A one-time promotional fee of $125 will be applied to the account for this transaction. Offer subject to credit approval on a Yard Card or Yard Card Plus credit card account.
1.99% APR with 60 Payments: A minimum purchase amount of $1,500 is required. The Reduced APR of 1.99% will apply to the purchase for the 60 Month promotional period. A minimum payment equal to 1.75% of the purchase amount is due each month. If the purchase amount, plus any applicable fees or charges, is not paid in full by the end of the promotional period, interest will be charged at the current APR for purchases until paid in full. The current APR for purchases is variable 28.99%. APR for purchases on existing accounts may vary between 22.99-28.99%. If any required minimum payment is 60 days past due, the Penalty APR, currently variable 29.99% will apply to remaining balances. The Penalty APR for existing accounts may vary between 28.99-29.99%. Minimum interest charge $2.00. A one-time promotional fee of $125 will be applied to the account for this transaction. Offer subject to credit approval on a Yard Card or Yard Card Plus credit card account.
3.99% APR with 54 Payments: A minimum purchase amount of $1,500 is required. The Reduced APR of 3.99% will apply to the purchase for the 54 Month promotional period. A minimum payment equal to 2.02% of the purchase amount is due each month. If the purchase amount, plus any applicable fees or charges, is not paid in full by the end of the promotional period, interest will be charged at the current APR for purchases until paid in full. The current APR for purchases is variable 28.99%. APR for purchases on existing accounts may vary between 22.99-28.99%. If any required minimum payment is 60 days past due, the Penalty APR, currently variable 29.99% will apply to remaining balances. The Penalty APR for existing accounts may vary between 28.99-29.99%. Minimum interest charge $2.00. A one-time promotional fee of $125 will be applied to the account for this transaction. Offer subject to credit approval on a Yard Card or Yard Card Plus credit card account.

Yard CardFill out an Application
Click here for the Yard Card Consumer Credit Application (pdf)
Click here for the Yard Card Commercial Credit Application (pdf)


Questions? Call Yard Card Toll Free: 1-800-538-3638 (Merchant Services Dept.) 
 
   New Equipment Leasing Inc.
New Equipment Leasing Inc.Fill out an Application
Click here for the New Equipment Leasing Inc. application (new window)



New Equipment Leasing, Inc. and NEL Financial, LLC has been a family owned and operated company since 1989.  While we finance all types of equipment for various industries, power equipment has always been a significant part of what we do. Since we are self-funded and make all credit decisions in house, we can typically be more flexible with our approvals and how we structure our deals.

Let one of our experienced Power Equipment representatives show you how leasing can be a good option for your business.

  • AVAILABLE LEASING PROGRAMS
Exclusive New Every Two Year Program:
  • 24 month term.  Payment factor = .0358
  • Free mid-term service at end of the first year.
  • End of lease options = Customer returns the equipment or purchases it for a set 40% residual value. 
  • 17 point check list and 1200 hr. limitation
10% Buyout Option Operating Lease Program:
  • Lease to own yet still qualifies as an operating lease for tax purposes.
  • Terms from 24 to 42 months.
  • End of lease option = purchase the equipment for a set 10% residual value.
  • Payment factors – 24 mos. = .0455;  36 mos. = .0325;  42 mos. = .0288
Other Programs Available :
  • $1.00 buyout capital leases.
  • Municipal leases for cities, townships, schools, etc.
  • Conventional finance options. (loans)


  • Due at signing on all lease options = First payment plus $150.00 processing fee.
  • Dealer or distributor must sign residual guarantee on all New Every 2 Leases.
  • Subject to credit approval

Questions?

Contact:
Tim Schut tschut@nelinc.com (616) 885-0920
Scott DeBouche sdebouche@nelinc.com (920) 207-4744

New Equipment Leasing, Inc. and NEL Financial, LLC
PO Box 97, Ada, MI 49301
Toll Free (800) 589-3336 
Fax (800) 860-0036 
www.nelinc.com


OTHER SPECIAL FINANCING DEALS may also available in your area.
Contact your local Scag dealer today for the BEST financing rates and programs!


New equipment only. All loans subject to approval. Prices do not include tax, documentation fees, setup charges or other fees that may apply. Monthly payment numbers are for example only. Your Scag dealer can give you an accurate monthly payment based upon pricing and variables in your area. Available to qualified buyers with rates dependent on credit records and credit score. Not all customers will qualify for the above listed programs. Higher rates may apply for buyers with marginal credit. "No down payment" offers do not apply to buyers with marginal credit. Customer processing fee may be charged. Excludes buyers with marginal credit. Rate subject to change if prime interest rate increases. NOTE: ALL INFORMATION SUBJECT TO CHANGE WITHOUT NOTICE OR OBLIGATION. All programs and specials are SUBJECT TO DEALER PARTICIPATION; contact your local Scag dealer. All loans subject to credit approval. Ask your Scag Dealer for details.

Not all programs shown on the loan calculator may be available for Scag purchases. Please see your Scag dealer for details on available program options. This is an estimate only. The payment amount and interest rate may vary based on credit worthiness of applicant. Rates are subject to change if prime interest rate increases.