Financing Programs

All programs subject to dealer participation

YARD CARD FINANCIAL PROGRAMS (available through August 31, 2020)

*No Monthly Interest for 60 Months with Equal Payments: Minimum purchase $1,500. There is a promotional fee of $125 for this transaction. 0% APR from date of eligible purchase until paid in full. Monthly payment is the purchase amount divided by the number of months in the offer. Last payment may vary due to rounding. On-time payments will pay off the promotional balance. Other transactions and charges affect total monthly payment amount. Prior purchases excluded. Account must be in good standing. Standard account terms apply to purchases that do not qualify. New accounts: Standard Purchase APR 29.99%. Minimum interest charge $1. Existing accounts, see your credit agreement for applicable terms. Subject to credit approval. Yard Card financing account issued by TD Bank, N.A.

*No Monthly Interest for 60 Months with Equal Payments: A minimum purchase amount of $1,500 is required. A one-time promotional fee of $125 will be charged to the account for this transaction. During the 60 month promotional period a minimum monthly payment is required that is calculated by dividing the purchase amount and the promotional fee by the length of the promotional period. The promotional period will start on the date of purchase. Interest will not accrue during the promotional period. If the purchase amount, plus any applicable fees or charges is not paid in full by the end of the promotional period, interest will be charged at the APR for purchases on any remaining balances until paid in full. The current APR for purchases is 28.99%. APR for purchases on existing accounts may vary between 20.49%-29.99%. Minimum interest charge $2.00. Offer subject to credit approval on a Yard Card Plus credit card account. 

*No Monthly Interest for 48 Months with Equal Payments: Minimum purchase $1,500. There is a promotional fee of $125 for this transaction. 0% APR from date of eligible purchase until paid in full. Monthly payment is the purchase amount divided by the number of months in the offer. Last payment may vary due to rounding. On-time payments will pay off the promotional balance. Other transactions and charges affect total monthly payment amount. Prior purchases excluded. Account must be in good standing. Standard account terms apply to purchases that do not qualify. New accounts: Standard Purchase APR 29.99%. Minimum interest charge $1. Existing accounts, see your credit agreement for applicable terms. Subject to credit approval. Yard Card financing account issued by TD Bank, N.A. Offer expires 8/31/2020.

*No Monthly Interest for 48 Months with Equal Payments: A minimum purchase amount of $1,500 is required. A one-time promotional fee of $125 will be charged to the account for this transaction. During the 48 month promotional period a minimum monthly payment is required that is calculated by dividing the purchase amount and the promotional fee by the length of the promotional period. The promotional period will start on the date of purchase. Interest will not accrue during the promotional period. If the purchase amount, plus any applicable fees or charges is not paid in full by the end of the promotional period, interest will be charged at the APR for purchases on any remaining balances until paid in full. The current APR for purchases is 28.99%. APR for purchases on existing accounts may vary between 20.49%-29.99%. Minimum interest charge $2.00. Offer subject to credit approval on a Yard Card Plus credit card account. Offer expires 8/31/2020.

*No Monthly Interest for 54 Months with Equal Payments: Minimum purchase $1,500. There is a promotional fee of $125 for this transaction. 0% APR from date of eligible purchase until paid in full. Monthly payment is the purchase amount divided by the number of months in the offer. Last payment may vary due to rounding. On-time payments will pay off the promotional balance. Other transactions and charges affect total monthly payment amount. Prior purchases excluded. Account must be in good standing. Standard account terms apply to purchases that do not qualify. New accounts: Standard Purchase APR 29.99%. Minimum interest charge $1. Existing accounts, see your credit agreement for applicable terms. Subject to credit approval. Yard Card financing account issued by TD Bank, N.A. Offer expires 8/31/2020.

*No Monthly Interest for 54 Months with Equal Payments: A minimum purchase amount of $1,500 is required. A one-time promotional fee of $125 will be charged to the account for this transaction. During the 54 month promotional period a minimum monthly payment is required that is calculated by dividing the purchase amount and the promotional fee by the length of the promotional period. The promotional period will start on the date of purchase. Interest will not accrue during the promotional period. If the purchase amount, plus any applicable fees or charges is not paid in full by the end of the promotional period, interest will be charged at the APR for purchases on any remaining balances until paid in full. The current APR for purchases is 28.99%. APR for purchases on existing accounts may vary between 20.49%-29.99%. Minimum interest charge $2.00. Offer subject to credit approval on a Yard Card Plus credit card account. Offer expires 8/31/2020.

*3.99% APR with 54 Monthly Payments: Minimum purchase $1,500. There is a promotional fee of $125 for this transaction. 3.99% APR from date of eligible purchase until paid in full. Monthly payment amount equals the purchase amount and estimated interest for the length of the offer divided by the number of months in the offer. Last payment may vary due to rounding. On-time payments will pay the offer balance in full. Other transactions and charges affect the total monthly payment amount. Prior purchases excluded. Account must be in good standing. Standard account terms apply to purchases that do not qualify. New accounts: Standard Purchase APR 29.99%. Minimum interest charge $1. Existing accountholders, see your credit agreement for applicable terms. Subject to credit approval. Yard Card financing account issued by TD Bank, N.A. Offer expires 8/31/2020.

*3.99% APR with 54 Monthly Payments: A minimum purchase amount of $1,500 is required. A one-time promotional fee of $125 will be charged to the account for this transaction. The Reduced APR of 3.99% will apply to the purchase for the 54 Month promotional period. A minimum payment equal to 2.026% of the purchase amount is due each month. If the purchase amount, plus any applicable fees or charges, is not paid in full by the end of the promotional period, interest will be charged at the current APR for purchases until paid in full. The current APR for purchases is 28.99%. APR for purchases on existing accounts may vary between 20.49%-29.99%. Minimum interest charge $2.00. Offer subject to credit approval on a Yard Card Plus credit card account. Offer expires 8/31/2020.

*1.99% APR with 60 Monthly Payments: Minimum purchase $1,500. There is a promotional fee of $125 for this transaction. 1.99% APR from date of eligible purchase until paid in full. Monthly payment amount equals the purchase amount and estimated interest for the length of the offer divided by the number of months in the offer. Last payment may vary due to rounding. On-time payments will pay the offer balance in full. Other transactions and charges affect the total monthly payment amount. Prior purchases excluded. Account must be in good standing. Standard account terms apply to purchases that do not qualify. New accounts: Standard Purchase APR 29.99%. Minimum interest charge $1. Existing accountholders, see your credit agreement for applicable terms. Subject to credit approval. Yard Card financing account issued by TD Bank, N.A. Offer expires 8/31/2020.

*1.99% APR with 60 Monthly Payments: A minimum purchase amount of $1,500 is required. A one-time promotional fee of $125 will be charged to the account for this transaction. The Reduced APR of 1.99% will apply to the purchase for the 60 Month promotional period. A minimum payment equal to 1.752% of the purchase amount is due each month. If the purchase amount, plus any applicable fees or charges, is not paid in full by the end of the promotional period, interest will be charged at the current APR for purchases until paid in full. The current APR for purchases is 28.99%. APR for purchases on existing accounts may vary between 20.49%-29.99%. Minimum interest charge $2.00. Offer subject to credit approval on a Yard Card Plus credit card account. Offer expires 8/31/2020.

SHEFFIELD FINANCING PROGRAMS (available through October 31, 2020)

Installment Promo Name: Mow NOW Pay LATER – No Payment for 120 Days; thereafter, 0% for 24 Months [1.54% APR*]  Note: The above financing programs are offered by Sheffield Financial, a division of Truist Bank. Member FDIC. Subject to credit approval. Approval, and any rates and terms provided, are based on credit worthiness. Other financing offers are available. See your local dealer for details. Rate advertised is based on minimum bureau risk score of 700. Minimum amount financed $1,500; Maximum amount financed $50,000. Other qualifications and restrictions may apply. Offer effective on eligible and qualified units purchased from a participating dealer. See dealer for product eligibility and qualifications between 8/1/2020 and 10/31/2020. The advertised promotion includes an Origination Fee which has been added to the Amount Financed in the amount of $150.00. Offer subject to change without notice.
Installment Promo Name: Mow NOW Pay LATER – No Payment for 120 Days; thereafter, 0% for 12 Months [0.87% APR*]  Note: The above financing programs are offered by Sheffield Financial, a division of Truist Bank. Member FDIC. Subject to credit approval. Approval, and any rates and terms provided, are based on credit worthiness. Other financing offers are available. See your local dealer for details. Rate advertised is based on minimum bureau risk score of 700. Minimum amount financed $500; Maximum amount financed $50,000. Other qualifications and restrictions may apply. Offer effective on eligible and qualified units purchased from a participating dealer. See dealer for product eligibility and qualifications between 8/1/2020 and 10/31/2020. The advertised promotion includes an Origination Fee which has been added to the Amount Financed in the amount of $50.00. Offer subject to change without notice.
Installment Promo Name: Mow NOW Pay LATER – Zero Interest for 90 Days, No Payment for 120 Days; thereafter, 0.99% for 18 Months [2.04% APR*] Note: The above financing programs are offered by Sheffield Financial, a division of Truist Bank. Member FDIC. Subject to credit approval. Approval, and any rates and terms provided, are based on credit worthiness. Other financing offers are available. See your local dealer for details. Rate advertised is based on minimum bureau risk score of 700. Minimum amount financed $1,000; Maximum amount financed $50,000. Other qualifications and restrictions may apply. Offer effective on eligible and qualified units purchased from a participating dealer. See dealer for product eligibility and qualifications between 8/1/2020 and 10/31/2020. The advertised promotion includes an Origination Fee which has been added to the Amount Financed in the amount of $100.00. Offer subject to change without notice.
Installment Promo Name: Mow NOW Pay LATER – Zero Interest for 90 Days, No Payment for 120 Days; thereafter, 1.99% for 24 Months [2.90% APR*]  Note: The above financing programs are offered by Sheffield Financial, a division of Truist Bank. Member FDIC. Subject to credit approval. Approval, and any rates and terms provided, are based on credit worthiness. Other financing offers are available. See your local dealer for details. Rate advertised is based on minimum bureau risk score of 700. Minimum amount financed $1,500; Maximum amount financed $50,000. Other qualifications and restrictions may apply. Offer effective on eligible and qualified units purchased from a participating dealer. See dealer for product eligibility and qualifications between 8/1/2020 and 10/31/2020. The advertised promotion includes an Origination Fee which has been added to the Amount Financed in the amount of $125.00. Offer subject to change without notice.

 

Installment Promo Name: Mow NOW Pay LATER – Zero Interest for 90 Days, No Payment for 120 Days; thereafter, 2.99% for 36 Months [3.51% APR*]  Note: The above financing programs are offered by Sheffield Financial, a division of Truist Bank. Member FDIC. Subject to credit approval. Approval, and any rates and terms provided, are based on credit worthiness. Other financing offers are available. See your local dealer for details. Rate advertised is based on minimum bureau risk score of 700. Minimum amount financed $1,500; Maximum amount financed $50,000. Other qualifications and restrictions may apply. Offer effective on eligible and qualified units purchased from a participating dealer. See dealer for product eligibility and qualifications between 8/1/2020 and 10/31/2020. The advertised promotion includes an Origination Fee which has been added to the Amount Financed in the amount of $125.00. Offer subject to change without notice.
Installment Promo Name: Mow NOW Pay LATER – Zero Interest for 90 Days, No Payment for 120 Days; thereafter, 3.99% for 48 Months [4.29% APR*] Note: The above financing programs are offered by Sheffield Financial, a division of Truist Bank. Member FDIC. Subject to credit approval. Approval, and any rates and terms provided, are based on credit worthiness. Other financing offers are available. See your local dealer for details. Rate advertised is based on minimum bureau risk score of 700. Minimum amount financed $1,500; Maximum amount financed $50,000. Other qualifications and restrictions may apply. Offer effective on eligible and qualified units purchased from a participating dealer. See dealer for product eligibility and qualifications between 8/1/2020 and 10/31/2020. The advertised promotion includes an Origination Fee which has been added to the Amount Financed in the amount of $125.00. Offer subject to change without notice.
Installment Promo Name: 0% for 36  Months [1.08% APR*] Note: The above financing programs are offered by Sheffield Financial, a division of Truist Bank. Member FDIC. Subject to credit approval. Approval, and any rates and terms provided, are based on credit worthiness. Other financing offers are available. See your local dealer for details. Minimum amount financed $1,500; Maximum amount financed $50,000. Other qualifications and restrictions may apply. Offer effective on eligible and qualified units purchased from a participating dealer. See dealer for product eligibility and qualifications between 8/1/2020 and 10/31/2020. The advertised promotion includes an Origination Fee which has been added to the Amount Financed in the amount of $125.00. Offer subject to change without notice.
Installment Promo Name: 0% for 42 Months [0.93% APR*] Note: The above financing programs are offered by Sheffield Financial, a division of Truist Bank. Member FDIC. Subject to credit approval. Approval, and any rates and terms provided, are based on credit worthiness. Other financing offers are available. See your local dealer for details. Rate advertised is based on minimum bureau risk score of 700. Minimum amount financed $1,500; Maximum amount financed $50,000. Other qualifications and restrictions may apply. Offer effective on eligible and qualified units purchased from a participating dealer. See dealer for product eligibility and qualifications between 8/1/2020 and 10/31/2020. The advertised promotion includes an Origination Fee which has been added to the Amount Financed in the amount of $125.00. Offer subject to change without notice.
Installment Promo Name: 0% for 48 Months [0.81% APR*] Note: The above financing programs are offered by Sheffield Financial, a division of Truist Bank. Member FDIC. Subject to credit approval. Approval, and any rates and terms provided, are based on credit worthiness. Other financing offers are available. See your local dealer for details. Rate advertised is based on minimum bureau risk score of 700. Minimum amount financed $1,500; Maximum amount financed $50,000. Other qualifications and restrictions may apply. Offer effective on eligible and qualified units purchased from a participating dealer. See dealer for product eligibility and qualifications between 8/1/2020 and 10/31/2020. The advertised promotion includes an Origination Fee which has been added to the Amount Financed in the amount of $125.00. Offer subject to change without notice.
Installment Promo Name: 1.99% for 48 Months [2.81% APR*] Note: The above financing programs are offered by Sheffield Financial, a division of Truist Bank. Member FDIC. Subject to credit approval. Approval, and any rates and terms provided, are based on credit worthiness. Other financing offers are available. See your local dealer for details. Minimum amount financed $1,500; Maximum amount financed $50,000. Other qualifications and restrictions may apply. Offer effective on eligible and qualified units purchased from a participating dealer. See dealer for product eligibility and qualifications between 8/1/2020 and 10/31/2020. The advertised promotion includes an Origination Fee which has been added to the Amount Financed in the amount of $125.00. Offer subject to change without notice.
Installment Promo Name: 6.99% for 12 Months [8.21% APR*] Note: The above financing programs are offered by Sheffield Financial, a division of Truist Bank. Member FDIC. Subject to credit approval. Approval, and any rates and terms provided, are based on credit worthiness. Other financing offers are available. See your local dealer for details. Minimum amount financed $500; Maximum amount financed $50,000. Other qualifications and restrictions may apply. Offer effective on eligible and qualified units purchased from a participating dealer. See dealer for product eligibility and qualifications between 8/1/2020 and 10/31/2020. The advertised promotion includes an Origination Fee which has been added to the Amount Financed in the amount of $50.00. Offer subject to change without notice.
Installment Promo Name: 8.99% for 24 Months [10.62% APR*] Note: The above financing programs are offered by Sheffield Financial, a division of Truist Bank. Member FDIC. Subject to credit approval. Approval, and any rates and terms provided, are based on credit worthiness. Other financing offers are available. See your local dealer for details. Minimum amount financed $1,500; Maximum amount financed $50,000. Other qualifications and restrictions may apply. Offer effective on eligible and qualified units purchased from a participating dealer. See dealer for product eligibility and qualifications between 8/1/2020 and 10/31/2020. The advertised promotion includes an Origination Fee which has been added to the Amount Financed in the amount of $125.00. Offer subject to change without notice.
Installment Promo Name: 10.99% for 36 Months [12.12% APR*] Note: The above financing programs are offered by Sheffield Financial, a division of Truist Bank. Member FDIC. Subject to credit approval. Approval, and any rates and terms provided, are based on credit worthiness. Other financing offers are available. See your local dealer for details. Minimum amount financed $1,500; Maximum amount financed $50,000. Other qualifications and restrictions may apply. Offer effective on eligible and qualified units purchased from a participating dealer. See dealer for product eligibility and qualifications between 8/1/2020 and 10/31/2020. The advertised promotion includes an Origination Fee which has been added to the Amount Financed in the amount of $125.00. Offer subject to change without notice.
Installment Promo Name: 12.99% for 48 Months [13.87% APR*] Note: The above financing programs are offered by Sheffield Financial, a division of Truist Bank. Member FDIC. Subject to credit approval. Approval, and any rates and terms provided, are based on credit worthiness. Other financing offers are available. See your local dealer for details. Minimum amount financed $1,500; Maximum amount financed $50,000. Other qualifications and restrictions may apply. Offer effective on eligible and qualified units purchased from a participating dealer. See dealer for product eligibility and qualifications between 8/1/2020 and 10/31/2020. The advertised promotion includes an Origination Fee which has been added to the Amount Financed in the amount of $125.00. Offer subject to change without notice.
Installment Promo Name: Sub-prime Program: 6.99% for 36 Months [8.10% APR*] Note: The above financing programs are offered by Sheffield Financial, a division of Truist Bank. Member FDIC. Subject to credit approval. Approval, and any rates and terms provided, are based on credit worthiness. Other financing offers are available. See your local dealer for details. Minimum amount financed $1,500; Maximum amount financed $50,000. Other qualifications and restrictions may apply. Offer effective on eligible and qualified units purchased from a participating dealer. See dealer for product eligibility and qualifications between 8/1/2020 and 10/31/2020. The advertised promotion includes an Origination Fee which has been added to the Amount Financed in the amount of $125.00. Offer subject to change without notice.

WESTERN EQUIPMENT FINANCE PROGRAMS (available through September 30, 2020)

Application-only to $250,000 – Additional financial information required on larger requests. All program terms and conditions are subject to credit approval (O.A.C.) * $175 documentation fee, $225 in PA – additional $50 for titled equipment (i.e. trailer). Western Equipment Finance is only valid for commercial customers because they are a commercial lender and are unable to lend to consumers/homeowners.
Application-only to $250,000 – Additional financial information required on larger requests. All program terms and conditions are subject to credit approval (O.A.C.) * $175 documentation fee, $225 in PA – additional $50 for titled equipment (i.e. trailer). Western Equipment Finance is only valid for commercial customers because they are a commercial lender and are unable to lend to consumers/homeowners.
Application-only to $250,000 – Additional financial information required on larger requests. All program terms and conditions are subject to credit approval (O.A.C.) * $175 documentation fee, $225 in PA – additional $50 for titled equipment (i.e. trailer). Western Equipment Finance is only valid for commercial customers because they are a commercial lender and are unable to lend to consumers/homeowners.
Application-only to $250,000 – Additional financial information required on larger requests. All program terms and conditions are subject to credit approval (O.A.C.) * $175 documentation fee, $225 in PA – additional $50 for titled equipment (i.e. trailer). Western Equipment Finance is only valid for commercial customers because they are a commercial lender and are unable to lend to consumers/homeowners.
All programs are offered O.A.C. All contracts booked as a Lease w/stated Purchase Option. Application only to $250,000 – Additional financial information required on larger requests. Equipment Condition Rider outlines expectations of equipment condition at term-end. Equipment must run/operate as intended, less normal wear-and-tear. * $175 documentation fee, $225 in PA – additional $50 for titled equipment (i.e. trailer). 1st payment + documentation fee due at signing. Western Equipment Finance is only valid for commercial customers because they are a commercial lender and are unable to lend to consumers/homeowners.

 

All programs are offered O.A.C. All contracts booked as a Lease w/stated Purchase Option. Application only to $250,000 – Additional financial information required on larger requests. Equipment Condition Rider outlines expectations of equipment condition at term-end. Equipment must run/operate as intended, less normal wear-and-tear. * $175 documentation fee, $225 in PA – additional $50 for titled equipment (i.e. trailer). 1st payment + documentation fee due at signing. Western Equipment Finance is only valid for commercial customers because they are a commercial lender and are unable to lend to consumers/homeowners.

 

All programs are offered O.A.C. All contracts booked as a Lease w/stated Purchase Option. Application only to $250,000 – Additional financial information required on larger requests. Equipment Condition Rider outlines expectations of equipment condition at term-end. Equipment must run/operate as intended, less normal wear-and-tear. * $175 documentation fee, $225 in PA – additional $50 for titled equipment (i.e. trailer). 1st payment + documentation fee due at signing. Western Equipment Finance is only valid for commercial customers because they are a commercial lender and are unable to lend to consumers/homeowners.

 

New Equipment Leasing Inc.

New Equipment Leasing, Inc. and NEL Financial, LLC has been a family owned and operated company since 1989. While we finance all types of equipment for various industries, power equipment has always been a significant part of what we do. Since we are self-funded and make all credit decisions in house, we can typically be more flexible with our approvals and how we structure our deals.

Let one of our experienced Power Equipment representatives show you how leasing can be a good option for your business.
  • 24 month term. Payment factor = .0358
  • Free mid-term service at end of the first year.
  • End of lease options = Customer returns the equipment or purchases it for a set 40% residual value.
  • 17 point check list and 1200 hr. limitation
  • Lease to own yet still qualifies as an operating lease for tax purposes.
  • Terms from 24 to 42 months.
  • End of lease option = purchase the equipment for a set 10% residual value.
  • Payment factors – 24 mos. = .0455; 36 mos. = .0325; 42 mos. = .0288
  • $1.00 buyout capital leases.
  • Municipal leases for cities, townships, schools, etc.
  • Conventional finance options. (loans)

Find a Dealer

Scag Power Equipment is represented across the globe by a network of authorized dealers. Scag dealers are your best source for obtaining timely sales assistance, reliable technical service, as well as Genuine Scag Parts.

Scag Mower

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